Tag: jim miller
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Savvy Senior: I have a will; do I also need a trust?
By Jim MillerSpecial to The Gazette Dear Savvy Senior, My wife and I were recently talking about updating our will and wondered if we should also set up a trust. How do we know if we need one? — Planning Ahead Dear Planning, That’s an excellent question. A will is one of the most important tools in…
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Savvy Senior: Do men get osteoporosis?
By Jim MillerSpecial to The Gazette Dear Savvy Senior, Can men get osteoporosis or is it mostly a problem for women? When I fell and broke my wrist last winter, the ER doctor told me I might have osteoporosis, but I never followed up. What can you tell me? — Almost 70 Dear Almost, A…
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Savvy Senior: How to save on your next trip with senior travel discounts
By Jim MillerSpecial to The Gazette Dear Savvy Senior, My husband and I are retiring later this year and hope to travel more while we’re still healthy and active. Our budget will be tighter, so every dollar counts. Are there worthwhile senior travel discounts you can tell us about, and at what age do they…
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Savvy Senior: Still working at 65? Here’s how to handle Medicare
By Jim MillerSpecial to The Gazette Dear Savvy Senior, My wife and I are approaching 65, but I’m still working and have good health coverage through my employer. Do we need to enroll in Medicare at this point? — Almost 65 Dear Almost, If you or your spouse is still working past age 65 and…
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Savvy Senior: The letter that your loved ones will treasure
By Jim MillerSpecial to The Gazette Dear Savvy Senior, I want to leave something meaningful for my children and grandchildren, beyond just money or property. I’ve heard about “legacy letters,” but I don’t really know what they are or how to start one. Can you help? — Legacy Seeker Dear Seeker, You’re asking a wonderful…
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Savvy Senior: How to prepare to be an executor of an estate
By Jim MillerSpecial to The Gazette Dear Savvy Senior, My uncle recently asked me to be the executor of his will when he dies. I feel honored that he asked me, but I’ve never done this before and I’m not exactly sure what the job entails. What can you tell me about it? — Helpful…
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Savvy Senior: What causes dizziness and how to fix it
By Jim MillerSpecial to The Gazette Dear Savvy Senior, What can cause dizziness in older adults? I have dizzy spells from time to time but I’m not sure what causes it or what I should do about it. — Dizzy Donna Dear Donna, Whether it’s a moment of lightheadedness or the room-whirling sensation of vertigo,…
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Savvy Senior: Is your aging parent safe at home?
By Jim MillerSpecial to The Gazette Dear Savvy Senior, After watching the coverage of the Nancy Guthrie kidnapping case, I’m worried about my own elderly mother who lives alone in another state. I want to make sure she’s safe without being intrusive. Are there simple, affordable ways to check in on her from afar? —…
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Savvy Senior: How to navigate inheriting an IRA from a parent
By Jim MillerSpecial to The Gazette Dear Savvy Senior, What are the rules regarding inherited IRAs? My brother and I recently inherited our father’s IRA and would like to know what we need to do to handle it properly. — Oldest Sibling Dear Oldest, I’m sorry to hear about the loss of your father, but…
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Savvy Senior: Tools to help you find the perfect place to retire
Dear Savvy Senior, What resources can you recommend for researching good places to retire in the U.S.? My husband and I are interested in relocating to a warmer climate when we retire next year. — Looking to Relocate Dear Looking, It’s exciting to think about relocating in retirement! Whether you’re considering seasonal escapes or a…